Why Generate?

With so many KiwiSaver schemes why Generate? Good question

Investment Provider of the Year 2015 & 2016 and Investment Provider Representative of the year 2017
Generate was voted the Investment Provider of the Year for 2015 and 2016 by the Professional Advisers Association. Advisers were asked to rate investment providers, not only on performance but also on the quality of our communications and investment statements, our services and education to clients and our services and support to advisers. The award was changed in 2017 to the Investment Provider Representative of the Year and Generate again won the vote.

Strong Performance and value for money
The Generate Focused Growth Fund and the Conservative Fund were the number one performing KiwiSaver Funds in the Morningstar KiwiSaver Aggressive and Moderate categories respectively, for the year ended 30 June 2018. The Generate Growth Fund was third in the KiwiSaver Growth category for the same period*. The rankings are based on net returns after fees (but before taxes). Therefore the Generate Funds were all great value for money for the year to 30 June 2018.

Awarded Gold Ratings for 2016, 2017 and 2018 by SuperRatings
In its unique value for money assessment SuperRatings awarded Generate a Gold Rating for 2016, 2017 and 2018^.

We are KiwiSaver specialists...
Our focus is on your retirement savings. New Zealand owned and operated, Generate’s investment decisions are made by an investment committee that has more than 100 years of combined investment expertise. You, as members, are the most important part of the Generate KiwiSaver Scheme. Our goal is simply to help you grow your savings and achieve the lifestyle you want in retirement.

...with proven underlying fund managers
We have identified high calibre underlying funds. We generally invest in funds that have substantial funds under management and are run by well-resourced teams of investment managers and research analysts located around the world. Importantly, some of our underlying funds seek positive returns from rising and falling asset prices. After all, the Global Financial Crisis was a timely reminder that asset prices don’t always go up in value. All investments have different levels of risk (see the OMI for more details).

...and actively monitor investments.
In order to generate the returns you deserve, we carry out extensive research on all prospective investments. We then actively monitor the performance of our selected investments to ensure they meet our high standards. When we think an investment is no longer likely to live up to our expectations we will replace it with one we believe can.

We want Kiwis to get advice on their KiwiSaver accounts
We're proud to say that over 90% of Generate KiwiSaver Members have joined through talking to a financial adviser. Further, in our new member survey 96% of respondents rate us 4 or 5 out of 5 when asked: “Can you rate the experience out of 5– with 1 being not very informative or helpful and 5 being really valuable information and a good use of my time”^^.

Keep you up-to-date with easy to understand information...
When you join the Generate KiwiSaver Scheme you can access daily fund prices on our website and keep up-to-date with regular ‘plain English’ email newsletters, annual reports and audited financial statements. We also give you a private login to our website so you can always view the full details of your investments, including how much you have saved and transaction information.

...and enjoy peace of mind knowing your savings are held by Public Trust
Public Trust is New Zealand's most enduring trustee organisation. It’s the only Crown-entity that acts as a trustee serving the corporate and business market in New Zealand. It provides corporate trustee services to some of the best known names in the finance and investment industry (both locally and internationally). Public Trust’s role is important, as it is the supervisor of your investment in the Scheme. As the Trustee, Public Trust has full oversight of your investment. Public Trust does not guarantee the performance of the Scheme or any of the Funds.

Many people are switching on to the benefits of Generate
Over the last three years Generate has had one of the fastest growing memberships (in percentage terms) of any KiwiSaver provider and is now the 10th largest provider by members**. Over 53,000 Kiwis are now enjoying the benefits of Generate.

*Morningstar  KiwiSaver Survey Report June Quarter 2018. Past Performance is not a reliable indicator of future performance. Returns since inception should be assessed 

**Workplace Savings Quarterly KiwiSaver Surveys.

^SuperRatings does not issue, sell, guarantee or underwrite this product. Go to www.superratings.com.au for details of its ratings criteria.

^^Generate New Member Survey up until September 2018.