With so many KiwiSaver schemes to choose from that’s a good question.
Investment Provider of the Year 2015 & 2016
Generate has been voted the Investment Provider of the Year for two years in a row by the Professional Advisers Association. Advisers were asked to rate investment providers, not only on performance but also on the quality of our communications and investment statements, our services and education to clients and our services and support to advisers. It was fantastic to receive industry recognition for the hard work we put in trying to provide our members with a truly great KiwiSaver scheme.
Top performing funds
Our Growth Fund and Focused Growth Fund were #1 and #2 for 2 year performance to March 2016*. Further, our Focused Growth Fund was number #1 performing KiwiSaver Fund in the FundSource 'Diversified Growth' category for the period ending March 2018**.
Gold Rating 2016, 2017 and 2018 by SuperRatings^.
We are KiwiSaver specialists...
Our focus is on your retirement savings. New Zealand owned and operated, Generate’s investment decisions are made by an investment committee that has more than 80 years of combined investment expertise. You, as members, are the most important part of the Generate KiwiSaver Scheme. Our goal is simply to help you grow your savings and achieve the lifestyle you want in retirement.
...with proven international investment managers
We have identified market-leading investment managers who have all fashioned outstanding track records. We invest in funds that have substantial funds under management....funds run by well-resourced teams of investment managers and research analysts located around the world. Importantly, some of our managers seek positive returns from rising and falling asset prices. After all, the Global Financial Crisis was a timely reminder that asset prices don’t always go up in value.
We diversify in order to spread the risk...
Our strategy spreads the risk of investing across a number of investment managers, investment strategies and markets. We further diversify your savings by combining property and infrastructure, fixed interest and cash assets with our chosen investment funds to create the Growth Fund and Focused Growth Fund. We also offer a Conservative Fund that invests only in these same high quality property and infrastructure, fixed interest and cash assets.
...and actively monitor investments.
In order to generate the returns you deserve, we carry out extensive research on all prospective investments. We then actively monitor the performance of our selected investments to ensure they meet our high standards. When we think an investment is no longer likely to live up to our expectations we will replace it with one we believe can.
Keep you up-to-date with easy to understand information...
When you join the Generate KiwiSaver Scheme you can access daily fund prices on our website and keep up-to-date with regular ‘plain English’ email newsletters, annual reports and audited financial statements. We also give you a private login to our website so you can always view the full details of your investments, including how much you have saved and transaction information.
...and enjoy peace of mind knowing your savings are held by Public Trust.
Public Trust is New Zealand's most enduring trustee organisation. It’s the only Crown-entity that acts as a trustee serving the corporate and business market in New Zealand. It provides corporate trustee services to some of the best known names in the finance and investment industry (both locally and internationally). Public Trust’s role is important, as it is the supervisor of your investment in the Scheme. As the Trustee, Public Trust has full oversight of your investment in KiwiSaver.
We’re in this together.
Where eligible, our directors and investment committee invest in the Generate KiwiSaver Scheme alongside you, so you can be rest assured we will be working hard to maximise your retirement savings.
*KiwiSaver performance tables for the year to 31 March 2016 rank the Generate Growth Fund 1st and the Generate Focused Growth Fund 2nd for 2 year performance in the Diversified Growth Category.
**KiwiSaver performance tables for the financial year ending 31 March 2018. Past Performance is not a reliable indicator of future performance. Returns since inception should be assessed
^SuperRatings does not issue, sell, guarantee or underwrite this product. Go to www.superratings.com.au for details of its ratings criteria.