With so many KiwiSaver schemes to choose from that’s a good question.
The 5 year returns shown are the average for each fund type per annum (p.a.) from sorted.org.nz Fundfinder 01/04/12 to 30/06/17 less 2% p.a. to adjust for inflation Defensive 2.39% (0.39%), Conservative 5.00% (3.00%), Balanced 7.40% (5.40%) and Growth 9.58% (7.58%) p.a. The 5 year average returns are used for illustrative purposes only and during this time period there has been a bull market in equities so these returns may be higher than usual. Assumptions are that you remain contributing continuously until you reach retirement at age 65. Your salary or self-employed contributions are assumed to grow by 3% p.a. Your employer puts in 3% p.a. less tax. The graph above does not reflect the prospective performance of the Generate KiwiSaver Scheme or of any Fund. The returns are subject to investment and other risks (including potential losses). No returns are guaranteed or assured, and returns can at times be negative, particularly given the length of the investment period shown in the illustration. Past performance is not necessarily an indicator of future performance and returns over different periods may differ.
I thought Bevan was excellent and was very clear and thorough. I have recommended him to others!
Tom - Generate KiwiSaver Member
My husband was very impressed with Generate and I have never had KiwiSaver so I joined based on the information and advice. Great job!
Rachel - Generate KiwiSaver Member
Jeremy was wonderful!! I was very impressed by the whole experience, it was very informative. What a great service.
Brett - Generate KiwiSaver Member
Paul was extremely helpful, I had no need to ask or request any further information as the graphs and information he provided were great.
Astrid - Generate KiwiSaver Member
After getting advice from Generate I know how KiwiSaver works and that you stand for putting me first and helping my financial investment grow.
Warren - Generate KiwiSaver Member
We were impressed. It was very informative without going overboard. It was great.
Bev & Barry - Generate KiwiSaver Members
It was an easy process for me to follow and a good amount of information was offered. I was pleased, that’s why I joined.
Tania - Generate KiwiSaver Member
I have been a Generate KiwiSaver Member for a while now and I have been impressed with the growth of my account despite not contributing to it at all! I will hopefully be able to contribute in the near future as I recently had a pay rise at work. Thank you for the service it's much appreciated.
Leah - Generate KiwiSaver Member
My partner and I were really pleased with the advice we received from Kasey! Would highly recommend to family and friends.
Jazmine - Generate KiwiSaver Member
Just thought I’d pass on that the Generate website is awesome! It gave me excellent visibility and transparency on where my KiwiSaver savings are at, allocation of value by asset class, transactions and more. Very happy with my choice of KiwiSaver provider!
Frank - Generate KiwiSaver Member
Generate Focused Growth fund is the #1 performing and therefore best value for money KiwiSaver Diversified Growth Fund for the financial year ended 31 March 2018. Returning 14.85% for the year after fees! Disclaimer: Past performance is not a reliable indicator of future performance. Returns are after fees and before taxes and administration fees. Results are from the FundSource website for KiwiSaver Diversified Growth Funds.View more
Veteran economist John Carran is unruffled by jitters in global stockmarkets. There is nothing especially abnormal about a drop of five per cent in a sharemarket, he says. Markets move "up by the stairs" with occasional "sharp corrections".View more
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